39 Patricia Street
St. Thomas, St. Thomas
$499,900
Welcome to this charming 3-bedroom, 2-bathroom home offering a comfortable and inviting layout. The home features spacious bedrooms, two full bathrooms, and a functional floor plan ideal for everyday living and entertaining. Enjoy the welcoming living spaces, ample natural light, and a comfortable atmosphere throughout. Conveniently located near shopping, dining, schools, parks, and major roadways.
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| Type | Detached |
| Style | Backsplit 3 |
| Approx. Age | 51-99 |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,996 |
| Lot Size | 50 ft x 106.97 ft |
| mls© Number | X13669314 |
| Listed By | 401 HOMES REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,559
- Property tax
- $250
- Heat allowance
- $150
- Housing costs
- $2,958 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$91,000
gross annual household income
- Payment at 4%
- $2,104 / mo
- Cash down
- $99,980
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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