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St. Thomas, St. Thomas
$505,000
Renovated century home on a quiet dead-end street in St. Thomas, set on a large, mature treed lot with a private backyard. Offering timeless character, modern updates and spacious rooms, this home is ideal for family living and entertaining. The welcoming main floor features a beautifully updated chef's kitchen with quartz countertops, ample cabinetry and large island with breakfast bar. A huge living room and generous dining room provide plenty of space for gatherings, while the enclosed front porch and convenient side mudroom ad charm and functionality. Upstairs offers three generously sized bedrooms and two beautifully updated full bathrooms with upgraded fixtures and finishes. Updates include flooring, windows, front door and deck. A 8' x 16' shed provides excellent additional storage. The home is move in ready while retaining the warmth and character of a classic century home. Enjoy all that St. Thomas has to offer, including excellent schools, parks, trails, shopping, dining and everyday amenities, all within easy reach. A wonderful opportunity to own a spacious, extensively updated home in a convenient and established St. Thomas neighborhood.
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| Type | Detached |
| Style | 2-Storey |
| Approx. Age | Not available |
| Size | 1500-2000 sq. ft. |
| Property Tax | $3,255 |
| Lot Size | 109.47 ft x 107.12 ft |
| mls© Number | X13696200 |
| Listed By | ROYAL LEPAGE TRILAND PREMIER BROKERAGE |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,585
- Property tax
- $271
- Heat allowance
- $150
- Housing costs
- $3,006 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$92,000
gross annual household income
- Payment at 4%
- $2,125 / mo
- Cash down
- $101,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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