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Listed 15 days ago

180 Alma Street

St. Thomas, St. Thomas

$505,000

Detached|2-Storey
3 | 2 | 6
About this home

Renovated century home on a quiet dead-end street in St. Thomas, set on a large, mature treed lot with a private backyard. Offering timeless character, modern updates and spacious rooms, this home is ideal for family living and entertaining. The welcoming main floor features a beautifully updated chef's kitchen with quartz countertops, ample cabinetry and large island with breakfast bar. A huge living room and generous dining room provide plenty of space for gatherings, while the enclosed front porch and convenient side mudroom ad charm and functionality. Upstairs offers three generously sized bedrooms and two beautifully updated full bathrooms with upgraded fixtures and finishes. Updates include flooring, windows, front door and deck. A 8' x 16' shed provides excellent additional storage. The home is move in ready while retaining the warmth and character of a classic century home. Enjoy all that St. Thomas has to offer, including excellent schools, parks, trails, shopping, dining and everyday amenities, all within easy reach. A wonderful opportunity to own a spacious, extensively updated home in a convenient and established St. Thomas neighborhood.

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
Style2-Storey
Approx. AgeNot available
Size1500-2000 sq. ft.
Property Tax$3,255
Lot Size109.47 ft x 107.12 ft
mls© NumberX13696200
Listed ByROYAL LEPAGE TRILAND PREMIER BROKERAGE

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$2,585
Property tax
$271
Heat allowance
$150
Housing costs
$3,006 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $101,000
25-yr amortization

Income needed

$92,000

gross annual household income

Payment at 4%
$2,125 / mo
Cash down
$101,000

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

Estimated rent, cap rate and monthly cash flow for this property

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