67 St Catharine Street
St. Thomas, St. Thomas
$399,000
CALLING INVESTORS AND CONTRACTORS !! Located in the north end of St. Thomas, 67 St. Catharine St. is a charming 2.5-storey red brick home just steps from shopping, restaurants, and public transit. The property features a fully fenced backyard and a detached single-car garage. Currently rented to family at $2800/month +utilities, VACANT POSSESSION AFTER AUG 31st , It is DUPLEX with separate hydro meters already in place. Inside, you'll find 2 kitchens, 2 bathrooms, and 4 bedrooms, plus an unfinished third-floor loft that could become a spacious primary suite. Buyer must assume tenants, making it a great opportunity for investors seeking rental income from day one. Updates include new roof (2022), one new water heater 2022, (both owned) Book your showing today!
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| Type | Detached |
| Style | 2 1/2 Storey |
| Approx. Age | Not available |
| Size | 2000-2500 sq. ft. |
| Property Tax | $2,893 |
| Lot Size | 50 ft x 120 ft |
| mls© Number | X13205886 |
| Listed By | BLUE FOREST REALTY INC. |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,042
- Property tax
- $241
- Heat allowance
- $150
- Housing costs
- $2,433 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$75,000
gross annual household income
- Payment at 4%
- $1,679 / mo
- Cash down
- $79,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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