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St. Thomas, St. Thomas
$524,999
Character, charm, and modern comfort come together at 150 Manitoba Street. Featuring 3 bedrooms, a dedicated home office, a finished loft, and main floor laundry, this home offers the perfect blend of functionality and personality. The welcoming covered front porch invites you inside to a bright, thoughtfully updated interior filled with natural light, warmth, and timeless appeal. At the heart of the home is the beautifully renovated kitchen (2023), designed with a large island for gathering, a charming coffee bar tucked beneath the staircase with exposed brick accents, and elegant French doors (2025) that create a seamless flow between the kitchen and living room perfect for entertaining while still maintaining the cozy feel of each space. Upstairs, you'll find three comfortable bedrooms and a bright finished loft with a balcony, offering endless possibilities as a playroom, reading nook, or additional living space. Recent updates provide peace of mind, including a new roof (2018), driveway (2023), renovated kitchen (2023), French doors (2025) and a new shower (2025). Step outside to enjoy the fenced backyard with plenty of room for summer barbecues, gardening, children, or pets to play. Conveniently located in the heart of St. Thomas, you're just a short walk to grocery stores, schools, coffee shops, restaurants, and other everyday amenities. Whether you're starting a new chapter or growing into the next one, 150 Manitoba Street is ready to welcome you home!
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| Type | Detached |
| Style | 2 1/2 Storey |
| Approx. Age | 100+ |
| Size | 1500-2000 sq. ft. |
| Property Tax | $2,443 |
| Lot Size | 64.28 ft x 109 ft |
| mls© Number | X13623872 |
| Listed By | Century 21 First Canadian Corp |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,687
- Property tax
- $204
- Heat allowance
- $150
- Housing costs
- $3,041 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$94,000
gross annual household income
- Payment at 4%
- $2,209 / mo
- Cash down
- $105,000
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
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