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Listed 1 month ago

435 Miller Avenue

McLaughlin, Oshawa

$2,489,000

Detached|2-Storey
4 | 6 | 6
About this home

Luxury Custom-Built Home with Legal Basement Apartment in Prime Oshawa Location! Over 4300 Sq Ft of finished Living Space Area! Welcome to this exceptional custom-built 4+2 bedroom, 6-bathroom home offering luxury finishes, outstanding functionality, and income potential. Situated on a quiet, family-friendly street, this impressive residence features a double car garage equipped with an EV charger and 4-cardriveway, providing parking for up to 6 vehicles. Step inside to discover an elegant main floor with 10-foot ceilings, and premium finishes throughout. The spacious gourmet kitchen is designed for both everyday living and entertaining, featuring a pantry with a separate servery, ample cabinetry, and generous workspace. The inviting family room is highlighted by a stylish electric fireplace, while the breakfast area offers a walkout to a backyard deck, perfect for outdoor gatherings. The second level boasts 4 spacious bedrooms and 3 full bathrooms, including a luxurious primary suite. Enjoy your morning coffee or unwind in the evening on the large front balcony, offering a comfortable outdoor sitting area. A beautiful skylight fills the home with natural light, creating a bright and welcoming atmosphere. The finished basement is thoughtfully divided into two separate sections. One side features a legal 2-bedroom basement apartment with a separate entrance, 9-foot ceilings, and excellent rental income potential. The other side includes a private office and an additional 4-piece bathroom, making it ideal for working from home or extended family use. Conveniently located within walking distance to Oshawa Centre, schools, and public transit, and just minutes to Highway 401, this home offers the perfect combination of luxury, comfort, and convenience. Don't miss this rare opportunity to own a stunning family home with a legal income-generating basement apartment in one of Oshawa's most desirable Neighbourhoods!

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Milad Momtaz Azad
Milad Momtaz Azad
(647) 510-8858
Julian Kashani
Julian Kashani
(416) 837-7775
TypeDetached
Style2-Storey
Approx. Age0-5
Size3000-3500 sq. ft.
Property Tax$10,838
Lot Size40 ft x 130 ft
mls© NumberE13515638
Listed ByCENTURY 21 INNOVATIVE REALTY INC.

Listing History

  • No recent sale history for this listing.
  • No recent lease history for this listing.

Schools

Could you afford this home?

What the bank counts

This home's actual carrying costs, payment stress-tested at 6%

Mortgage, tested at 6%
$12,740
Property tax
$903
Heat allowance
$150
Housing costs
$13,793 / mo

Lenders cap these at 39% of gross income — that sets the number.

Down payment20% · $497,800
25-yr amortization

Income needed

$424,000

gross annual household income

Payment at 4%
$10,474 / mo
Cash down
$497,800

Assumes no other monthly debts · 25-yr amortization

Full affordability check

Investment Analysis

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