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McLaughlin, Oshawa
$499,000
First Time Home Buyers special! Why buy a condo when you can buy this freehold detached house with a fully finished basement? This residence has been meticulously renovated from top to bottom in 2026, featuring a bright, open-concept layout where natural light flows effortlessly from all sides to create a warm, airy atmosphere. The gourmet kitchen is a true showpiece, boasting brand-new cabinetry (2026), sleek quartz countertops (2026), a modern backsplash (2026), and premium stainless steel appliances. It overlooks a massive living area perfect for entertaining. Every detail addresses modern comfort, including brand-new flooring throughout the entire home (2026), three newly installed windows (2026), and a fully finished basement (2026) that feels remarkably bright thanks to large, sun-filled windows. The home's mechanical and functional systems are equally impressive, featuring a brand-new furnace (2026) and waterheater (2026), along with two fully renovated, modern bathrooms (2026) and new pot lights throughout the house (2026). Situated on an expansive lot with a spacious backyard and parking for three vehicles, this home is surrounded by top-rated schools and all the essential amenities your family needs.
No extras listed.
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This seller is holding back offers
Instead of reviewing offers as they come in, this seller has set offer instructions — a strategy often paired with attractive pricing to invite competing bids. Timing and preparation matter here; get in touch and we'll walk you through it.
| Type | Detached |
| Style | 1 1/2 Storey |
| Approx. Age | Not available |
| Size | 700-1100 sq. ft. |
| Property Tax | $2,607 |
| Lot Size | 40 ft x 106 ft |
| mls© Number | E13617240 |
| Listed By | ROYAL LEPAGE SIGNATURE REALTY |
Listing History
- No recent sale history for this listing.
- No recent lease history for this listing.
Schools
Could you afford this home?
What the bank counts
This home's actual carrying costs, payment stress-tested at 6%
- Mortgage, tested at 6%
- $2,554
- Property tax
- $217
- Heat allowance
- $150
- Housing costs
- $2,921 / mo
Lenders cap these at 39% of gross income — that sets the number.
Income needed
$90,000
gross annual household income
- Payment at 4%
- $2,100 / mo
- Cash down
- $99,800
Assumes no other monthly debts · 25-yr amortization
Full affordability checkInvestment Analysis
Estimated rent, cap rate and monthly cash flow for this property
Values and trends
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Comparable sales
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